{
  "body_html": "<h2>CTR Filing Requirements</h2><p>A Currency Transaction Report (CTR) must be filed for each cash transaction exceeding $10,000 conducted by or on behalf of a customer in a single business day.</p><p>Multiple cash transactions by or on behalf of the same person that aggregate to more than $10,000 in one business day must also be reported. This is known as the aggregation rule.</p><p>The CTR must be filed within 15 calendar days of the transaction. Failure to file is a violation of the BSA and carries civil and criminal penalties.</p>",
  "narration_text": "A Currency Transaction Report must be filed for each cash transaction exceeding $10,000 conducted by or on behalf of a customer in a single business day. Multiple cash transactions by the same person that aggregate to more than $10,000 in one day must also be reported. The CTR must be filed within 15 calendar days."
}