{
  "question_text": "What is the primary purpose of the Bank Secrecy Act?",
  "options": [
    "To require financial institutions to help detect and prevent money laundering",
    "To set interest rates for savings accounts",
    "To regulate international wire transfers only",
    "To establish FDIC insurance limits"
  ],
  "correct_answer": "To require financial institutions to help detect and prevent money laundering",
  "correct_response": "Correct! The BSA requires financial institutions to assist government agencies in detecting and preventing money laundering through reporting and recordkeeping requirements.",
  "incorrect_response": "Not quite. The Bank Secrecy Act's primary purpose is to require financial institutions to help detect and prevent money laundering through specific reporting and recordkeeping obligations.",
  "unsure_response": null,
  "question_bank": [
    {
      "question_text": "Which of the following is a core requirement of the BSA?",
      "options": [
        "Filing Currency Transaction Reports for cash transactions over $10,000",
        "Limiting the number of accounts per customer",
        "Requiring two forms of ID for all transactions",
        "Reporting all international transactions regardless of amount"
      ],
      "correct_answer": "Filing Currency Transaction Reports for cash transactions over $10,000",
      "correct_response": "That's right! CTR filing for cash transactions over $10,000 is one of the BSA's core requirements.",
      "incorrect_response": "Not quite. A core BSA requirement is filing Currency Transaction Reports (CTRs) for cash transactions exceeding $10,000.",
      "unsure_response": null
    },
    {
      "question_text": "The BSA requires financial institutions to maintain records and file reports that are useful in which type of investigation?",
      "options": [
        "Criminal, tax, and regulatory investigations",
        "Only federal tax audits",
        "Only international fraud cases",
        "Only investigations involving amounts over $1 million"
      ],
      "correct_answer": "Criminal, tax, and regulatory investigations",
      "correct_response": "Exactly! BSA records and reports support criminal, tax, and regulatory investigations.",
      "incorrect_response": "Not quite. BSA records and reports are designed to be useful in criminal, tax, and regulatory investigations — not limited to any single category.",
      "unsure_response": null
    }
  ],
  "enrichment_content": "<p><strong>The Bank Secrecy Act (BSA)</strong> was enacted in 1970 and requires financial institutions to assist U.S. government agencies in detecting and preventing money laundering.</p><p>Key requirements include:</p><ul><li>Filing Currency Transaction Reports (CTRs) for cash transactions over $10,000</li><li>Filing Suspicious Activity Reports (SARs) when suspicious activity is identified</li><li>Maintaining records of certain transactions</li><li>Establishing and maintaining an AML compliance program</li></ul>"
}