{
  "body_html": "<h2>Compliance Training Program</h2>\n<p>You must complete your first AML/CFT training within 30 days of starting. AML/CFT stands for Anti-Money Laundering and Countering the Financing of Terrorism — training that helps you spot and report illegal money activity. You must not process customer transactions on your own until that training is done.</p>\n<p>After that, you must complete refresher training every six months. Rapido Facil Exchange Co. considers the teller role higher-risk because you handle cash transactions directly.</p>\n<p>The BSA/AML Compliance Officer may also require extra training if rules change, if an audit finds a problem, or if a reporting error occurs.</p>\n<p>After every training, you must take an assessment and score 80% or higher to pass. If you score below 80%, you must complete additional training and retake the assessment within 15 days.</p>\n<p><strong>During every check cashing transaction:</strong></p>\n<ul>\n<li>Ask for a valid government-issued photo ID. This means an ID with a photo issued by a U.S. state or territory.</li>\n<li>For corporate check cashing, check the applicable limit before you process the transaction. A customer cannot exceed a 200% workers' compensation policy cap per customer. Exceeding this cap violates Rapido Facil Exchange Co.'s licensing obligations.</li>\n<li>Apply all required transaction exclusions for corporate check cashing at the window.</li>\n</ul>\n<p><strong>If the check cashing database is unavailable:</strong></p>\n<ul>\n<li>Keep processing transactions.</li>\n<li>Submit all missing database entries within two business days after the system is restored.</li>\n</ul>\n<p><strong>Watch every transaction for red flags.</strong> Red flags are signs that something may be wrong:</p>\n<ul>\n<li>A customer splits one large transaction into smaller ones</li>\n<li>A customer presents the same check more than once</li>\n<li>A check looks altered or suspicious</li>\n<li>A customer seems to be avoiding a reporting limit</li>\n</ul>\n<p>If you see a red flag, tell your supervisor or the BSA/AML Compliance Officer immediately.</p>",
  "narration_text": "You must complete your first AML/CFT training within 30 days of starting. AML/CFT stands for Anti-Money Laundering and Countering the Financing of Terrorism — training that helps you spot and report illegal money activity. You must not process customer transactions on your own until that training is done.\r\n\r\nAfter that, you must complete refresher training every six months. Rapido Facil Exchange Co. considers the teller role higher-risk because you handle cash transactions directly.\r\n\r\nThe BSA/AML Compliance Officer may also require extra training if rules change, if an audit finds a problem, or if a reporting error occurs.\r\n\r\nAfter every training, you must take an assessment and score 80% or higher to pass. If you score below 80%, you must complete additional training and retake the assessment within 15 days.\r\n\r\nDuring every check cashing transaction:\r\n\r\nAsk for a valid government-issued photo ID. This means an ID with a photo issued by a U.S. state or territory.\r\nFor corporate check cashing, check the applicable limit before you process the transaction. A customer cannot exceed a 200% workers' compensation policy cap per customer. Exceeding this cap violates Rapido Facil Exchange Co.'s licensing obligations.\r\nApply all required transaction exclusions for corporate check cashing at the window.\r\n\r\nIf the check cashing database is unavailable:\r\n\r\nKeep processing transactions.\r\nSubmit all missing database entries within two business days after the system is restored.\r\n\r\nWatch every transaction for red flags. Red flags are signs that something may be wrong:\r\n\r\nA customer splits one large transaction into smaller ones\r\nA customer presents the same check more than once\r\nA check looks altered or suspicious\r\nA customer seems to be avoiding a reporting limit\r\n\r\nIf you see a red flag, tell your supervisor or the BSA/AML Compliance Officer immediately."
}