{
  "body_html": "<h2>Information Sharing</h2>\n<p>Sometimes the government needs our help finding people suspected of serious crimes like money laundering. When that happens, a federal agency called FinCEN sends us a formal request called a <strong>314(a) request</strong>. Think of it like a \"wanted list\" — a list of names we must check against our own records.</p>\n<p>When a 314(a) request arrives, act right away. Do not wait.</p>\n<p>Here is what you must do:</p>\n<ol>\n<li>Get the subject list as soon as the request arrives.</li>\n<li>Note the deadline. You usually have two weeks from the date the request was issued.</li>\n<li>Search our customer records, account files, and transaction records.</li>\n<li>Compare each name on the list to our records using the name, address, and ID number. Only search records within the date range the request specifies.</li>\n<li>If you find a match, report it to FinCEN before the deadline.</li>\n<li>Finding a match does not replace a SAR. If the facts separately require a SAR, you must still file one.</li>\n<li>Document every search. Write down the date, what records you searched, who conducted the search, and what you found — even if you found nothing.</li>\n</ol>\n<p>This request is strictly confidential. You must not tell customers, front-line staff, uninvolved coworkers, or anyone outside the compliance process that the request exists or who is on the list. Sharing this information could damage an active law enforcement investigation.</p>\n<p>Rapido Facil Exchange Co. does not currently participate in 314(b), a voluntary program that allows financial institutions to share information about suspicious activity with each other. The BSA/AML Compliance Officer will evaluate participation if our business or risk profile changes significantly.</p>",
  "narration_text": "Sometimes the government needs our help finding people suspected of serious crimes like money laundering. When that happens, a federal agency called FinCEN sends us a formal request called a 314(a) request. Think of it like a \"wanted list\" — a list of names we must check against our own records.\r\n\r\nWhen a 314(a) request arrives, act right away. Do not wait.\r\n\r\nHere is what you must do:\r\n\r\nGet the subject list as soon as the request arrives.\r\nNote the deadline. You usually have two weeks from the date the request was issued.\r\nSearch our customer records, account files, and transaction records.\r\nCompare each name on the list to our records using the name, address, and ID number. Only search records within the date range the request specifies.\r\nIf you find a match, report it to FinCEN before the deadline.\r\nFinding a match does not replace a SAR. If the facts separately require a SAR, you must still file one.\r\nDocument every search. Write down the date, what records you searched, who conducted the search, and what you found — even if you found nothing.\r\n\r\nThis request is strictly confidential. You must not tell customers, front-line staff, uninvolved coworkers, or anyone outside the compliance process that the request exists or who is on the list. Sharing this information could damage an active law enforcement investigation.\r\n\r\nRapido Facil Exchange Co. does not currently participate in 314(b), a voluntary program that allows financial institutions to share information about suspicious activity with each other. The BSA/AML Compliance Officer will evaluate participation if our business or risk profile changes significantly."
}