{
  "body_html": "<h2>Board/Owner Oversight and Governance</h2>\n<p>The owner of Rapido Facil Exchange Co. has officially approved the company's AML/CFT compliance program. That approval is recorded in a document called a <strong>corporate resolution</strong>. Keep that document in the compliance files. Update it whenever the program changes.</p>\n<p>As BSA/AML Compliance Officer, you are responsible for running, maintaining, and enforcing the compliance program. You report directly to the owner. You can bring any compliance concern to the owner at any time — no one can block that. If a business decision could create a compliance risk, it must come to you before the company moves forward.</p>\n<p><strong>Four times a year, you must give the owner a written report.</strong> Each report must cover:</p>\n<ol>\n<li>How the program is doing and any major changes made to it</li>\n<li>How many SARs, CTRs, and OFAC matches occurred</li>\n<li>Results from reviewing transactions</li>\n<li>Any findings from regulators and any letters received from them</li>\n<li>The status of every open problem that still needs to be fixed</li>\n</ol>\n<p>Keep every quarterly report in the compliance files.</p>\n<p><strong>When you find a problem with the program:</strong></p>\n<ol>\n<li>Tell the owner within <strong>five business days</strong> — no matter how you found it.</li>\n<li>Work with the owner to set a deadline and assign someone to fix it.</li>\n<li>Track every open problem until it is fully resolved.</li>\n<li>Include a status update on all open problems in each quarterly report.</li>\n</ol>",
  "narration_text": "The owner of Rapido Facil Exchange Co. has officially approved the company's AML/CFT compliance program. That approval is recorded in a document called a corporate resolution. Keep that document in the compliance files. Update it whenever the program changes.\r\n\r\nAs BSA/AML Compliance Officer, you are responsible for running, maintaining, and enforcing the compliance program. You report directly to the owner. You can bring any compliance concern to the owner at any time — no one can block that. If a business decision could create a compliance risk, it must come to you before the company moves forward.\r\n\r\nFour times a year, you must give the owner a written report. Each report must cover:\r\nHow the program is doing and any major changes made to it\r\nHow many SARs, CTRs, and OFAC matches occurred\r\nResults from reviewing transactions\r\nAny findings from regulators and any letters received from them\r\nThe status of every open problem that still needs to be fixed\r\n\r\nKeep every quarterly report in the compliance files.\r\n\r\nWhen you find a problem with the program:\r\nTell the owner within five business days — no matter how you found it.\r\nWork with the owner to set a deadline and assign someone to fix it.\r\nTrack every open problem until it is fully resolved.\r\nInclude a status update on all open problems in each quarterly report."
}