{
  "body_html": "<h2>Independent Review</h2>\n<p>Your company must have its AML program reviewed by someone outside the BSA/AML Compliance Officer's team. This is called an independent review. It checks whether your company is following the rules.</p>\n<p>The reviewer sends problems directly to senior management — not to the BSA/AML Compliance Officer. Every problem found must have an owner and a deadline. Someone must track each fix until it is closed.</p>\n<p>All review reports and records must be kept for at least five years. Regulators can ask for them at any time.</p>\n<p>Florida examiners review Part III, Chapter 560, Florida Statutes licensees at least every five years. All problems must be fixed before the next exam. Do not wait for a notice — keep records ready at all times.</p>",
  "narration_text": "Your company must have its AML program reviewed by someone outside the BSA/AML Compliance Officer's team. This is called an independent review. It checks whether your company is following the rules.\r\n\r\nThe reviewer sends problems directly to senior management — not to the BSA/AML Compliance Officer. Every problem found must have an owner and a deadline. Someone must track each fix until it is closed.\r\n\r\nAll review reports and records must be kept for at least five years. Regulators can ask for them at any time.\r\n\r\nFlorida examiners review Part III, Chapter 560, Florida Statutes licensees at least every five years. All problems must be fixed before the next exam. Do not wait for a notice — keep records ready at all times."
}