{
  "body_html": "<h2>Introduction and Program Scope</h2>\n<p>Rapido Facil Exchange Co.'s AML/CFT Program applies to every check cashing transaction you process. You must follow it on every transaction — no exceptions. Failure to comply exposes you and Rapido Facil Exchange Co. to legal liability.</p>\n<p>Two rule sets govern your transactions: federal requirements and Florida state requirements. Both apply simultaneously. When they conflict, the stricter requirement controls. You must satisfy both frameworks on every transaction. Applying only one is a compliance failure, regardless of intent.</p>\n<p>Rapido Facil Exchange Co. holds a Part III, Chapter 560, Florida Statutes license to provide check cashing. This license imposes binding obligations on every transaction you process. You must observe transaction limits, verify customer identification as required, and apply restrictions on cashing certain check types. None of these are discretionary. They apply every time.</p>\n<p>When you encounter an unusual transaction or have a question about how to proceed, escalate before completing the transaction. Escalate to your supervisor or the BSA/AML Compliance Officer. Do not attempt to resolve ambiguous situations on your own. Compliance determinations belong to the BSA/AML Compliance Officer — not to individual tellers.</p>\n<p>Delaying or skipping escalation on an unusual transaction is itself a compliance failure. The outcome of the transaction does not change that.</p>",
  "narration_text": "Rapido Facil Exchange Co.'s AML/CFT Program applies to every check cashing transaction you process. You must follow it on every transaction — no exceptions. Failure to comply exposes you and Rapido Facil Exchange Co. to legal liability.\r\n\r\nTwo rule sets govern your transactions: federal requirements and Florida state requirements. Both apply simultaneously. When they conflict, the stricter requirement controls. You must satisfy both frameworks on every transaction. Applying only one is a compliance failure, regardless of intent.\r\n\r\nRapido Facil Exchange Co. holds a Part III, Chapter 560, Florida Statutes license to provide check cashing. This license imposes binding obligations on every transaction you process. You must observe transaction limits, verify customer identification as required, and apply restrictions on cashing certain check types. None of these are discretionary. They apply every time.\r\n\r\nWhen you encounter an unusual transaction or have a question about how to proceed, escalate before completing the transaction. Escalate to your supervisor or the BSA/AML Compliance Officer. Do not attempt to resolve ambiguous situations on your own. Compliance determinations belong to the BSA/AML Compliance Officer — not to individual tellers.\r\n\r\nDelaying or skipping escalation on an unusual transaction is itself a compliance failure. The outcome of the transaction does not change that."
}