{
  "body_html": "<h2>Introduction and Program Scope</h2>\n<p>Every check cashing transaction you process falls under Rapido Facil Exchange Co.'s <strong>AML/CFT Program</strong>. You must follow it on every transaction. There are no exceptions.</p>\n<p><strong>Two rule sets apply to every transaction:</strong></p>\n<ol>\n<li>Federal requirements</li>\n<li>Florida state requirements</li>\n</ol>\n<p>Both apply at the same time. When they conflict, follow the stricter one. Applying only one is a compliance failure — even if you did not intend to skip the other.</p>\n<p><strong>Your license obligations apply on every transaction.</strong></p>\n<p>Rapido Facil Exchange Co. holds a <strong>Part III, Chapter 560, Florida Statutes</strong> license to provide <strong>check cashing</strong>. This license creates binding obligations on every transaction you process. You must:</p>\n<ol>\n<li>Stay within transaction limits.</li>\n<li>Verify customer identification as required.</li>\n<li>Apply restrictions on cashing certain check types.</li>\n</ol>\n<p>None of these steps are optional. They apply every time.</p>\n<p><strong>When a transaction is unusual, or you are unsure how to proceed:</strong></p>\n<ol>\n<li>Stop before completing the transaction.</li>\n<li>Escalate to your supervisor or the <strong>BSA/AML Compliance Officer</strong>.</li>\n<li>Do not attempt to resolve the situation on your own.</li>\n</ol>\n<p>The <strong>BSA/AML Compliance Officer</strong> makes compliance determinations. Individual tellers do not.</p>\n<p><strong>Penalties apply regardless of outcome.</strong></p>\n<p>Delaying or skipping escalation on an unusual transaction is a compliance failure. It does not matter how the transaction turns out. Failure to comply exposes you and Rapido Facil Exchange Co. to legal liability.</p>",
  "narration_text": "Every check cashing transaction you process falls under Rapido Facil Exchange Co.'s AML/CFT Program. You must follow it on every transaction. There are no exceptions.\r\n\r\nTwo rule sets apply to every transaction:\r\nFederal requirements\r\nFlorida state requirements\r\n\r\nBoth apply at the same time. When they conflict, follow the stricter one. Applying only one is a compliance failure — even if you did not intend to skip the other.\r\n\r\nYour license obligations apply on every transaction.\r\n\r\nRapido Facil Exchange Co. holds a Part III, Chapter 560, Florida Statutes license to provide check cashing. This license creates binding obligations on every transaction you process. You must:\r\n\r\nStay within transaction limits.\r\nVerify customer identification as required.\r\nApply restrictions on cashing certain check types.\r\n\r\nNone of these steps are optional. They apply every time.\r\n\r\nWhen a transaction is unusual, or you are unsure how to proceed:\r\n\r\nStop before completing the transaction.\r\nEscalate to your supervisor or the BSA/AML Compliance Officer.\r\nDo not attempt to resolve the situation on your own.\r\n\r\nThe BSA/AML Compliance Officer makes compliance determinations. Individual tellers do not.\r\n\r\nPenalties apply regardless of outcome.\r\n\r\nDelaying or skipping escalation on an unusual transaction is a compliance failure. It does not matter how the transaction turns out. Failure to comply exposes you and Rapido Facil Exchange Co. to legal liability."
}