{
  "question_text": "When the government sends a 314(a) request, how long does Rapido Facil Exchange Co. typically have to complete the search and respond?",
  "options": [
    "Two weeks from the date the request was issued",
    "Thirty days from the date the request is received",
    "Five business days from the date the compliance officer reviews the subject list",
    "Forty-eight hours from the date a positive match is identified"
  ],
  "correct_answer": "Two weeks from the date the request was issued",
  "correct_response": "Correct. The response window is typically two weeks from the date the request was issued — not the date it arrives or is reviewed. Acting right away preserves the full time available.",
  "incorrect_response": "The response window is typically two weeks from the issuance date of the request. That is why it is important to get the subject list and begin the search as soon as the request arrives.",
  "unsure_response": null,
  "question_bank": [
    {
      "question_text": "If Rapido Facil Exchange Co. finds a name on a 314(a) request that matches one of its customers, what must happen in addition to reporting the match to FinCEN?",
      "options": [
        "A SAR must still be filed separately if the facts independently require one",
        "No further action is needed — reporting the match to FinCEN satisfies all compliance obligations",
        "The customer account must be closed immediately and the customer notified",
        "The match must be confirmed by a second employee before it is reported to FinCEN"
      ],
      "correct_answer": "A SAR must still be filed separately if the facts independently require one",
      "correct_response": "Correct. Reporting a match to FinCEN and filing a SAR are two separate obligations. Finding a match does not replace the need to file a SAR if the situation calls for one.",
      "incorrect_response": "Reporting the match to FinCEN is required, but it does not replace a SAR. If the facts separately call for a SAR, you must file it in addition to the match report.",
      "unsure_response": null
    },
    {
      "question_text": "Who must not be told that Rapido Facil Exchange Co. received a 314(a) request?",
      "options": [
        "Customers, front-line staff, uninvolved coworkers, and anyone outside the compliance process",
        "Only customers — employees with access to customer records may be informed",
        "Only people whose names appear on the subject list",
        "No one — all employees should be aware so they can assist with the search"
      ],
      "correct_answer": "Customers, front-line staff, uninvolved coworkers, and anyone outside the compliance process",
      "correct_response": "Correct. The request and everything related to it is strictly confidential. Telling customers, front-line staff, or uninvolved coworkers could damage an active law enforcement investigation.",
      "incorrect_response": "The request is strictly confidential. You must not tell customers, front-line staff, uninvolved coworkers, or anyone outside the compliance process. Sharing this information could harm an active investigation.",
      "unsure_response": null
    }
  ],
  "enrichment_content": "<p><strong>Key point:</strong> When the government sends a 314(a) request, Rapido Facil Exchange Co. typically has <strong>two weeks from the issuance date</strong> to complete the search and respond.</p><ul><li>Act right away — do not wait to start the search.</li><li>Search customer records, account files, and transaction records within the date range given.</li><li>If you find a match, report it to FinCEN before the deadline.</li><li>Finding a match does <strong>not</strong> replace a SAR — file one separately if the facts require it.</li><li>Keep the entire process confidential.</li></ul>"
}