{
  "question_text": "How often must you, as BSA/AML Compliance Officer, give the owner of Rapido Facil Exchange Co. a written compliance report?",
  "options": [
    "Four times a year",
    "Once a year",
    "Every month",
    "Every six months"
  ],
  "correct_answer": "Four times a year",
  "correct_response": "That's right. You must give the owner a written compliance report four times a year — once each quarter. This keeps the owner regularly informed about how the program is working.",
  "incorrect_response": "The program requires a written compliance report four times a year — once per quarter. Annual or semiannual reporting does not meet this requirement.",
  "unsure_response": null,
  "question_bank": [
    {
      "question_text": "Your quarterly written report to the owner must cover certain topics. Which of the following is one of them?",
      "options": [
        "How many SARs, CTRs, and OFAC matches occurred",
        "A list of all customers whose transactions were reviewed",
        "The owner's planned business decisions for the next quarter",
        "A comparison of compliance costs to the prior year"
      ],
      "correct_answer": "How many SARs, CTRs, and OFAC matches occurred",
      "correct_response": "Correct. Each quarterly report must include significant compliance events, including how many SARs, CTRs, and OFAC matches occurred during the reporting period.",
      "incorrect_response": "The quarterly report must cover significant compliance events, including SARs, CTRs, and OFAC matches — along with program status, transaction review results, regulatory findings, and open problems. Customer lists and cost comparisons are not required report contents.",
      "unsure_response": null
    },
    {
      "question_text": "If you find a problem with Rapido Facil Exchange Co.'s compliance program, how quickly must you tell the owner?",
      "options": [
        "Within five business days",
        "Within thirty days",
        "At the next quarterly meeting",
        "Within two weeks"
      ],
      "correct_answer": "Within five business days",
      "correct_response": "Correct. When you find a problem — no matter how you found it — you must tell the owner within five business days.",
      "incorrect_response": "When you find a compliance problem, you must tell the owner within five business days. Waiting for the next quarterly meeting or a longer window does not meet the program requirement.",
      "unsure_response": null
    }
  ],
  "enrichment_content": "<p><strong>Your reporting obligations as BSA/AML Compliance Officer:</strong></p><ul><li>Give the owner a written compliance report <strong>four times a year</strong>.</li><li>Each report must cover how the program is working, significant events (SARs, CTRs, OFAC matches), transaction review results, regulatory findings, and open problems.</li><li>Keep every quarterly report in the <strong>compliance files</strong>.</li><li>When you find a problem, tell the owner within <strong>five business days</strong> — no matter how you found it.</li></ul>"
}