{
  "question_text": "When you file a SAR through the BSA E-Filing System for suspicious check cashing activity, does that also take care of your Florida reporting requirement?",
  "options": [
    "Yes — one filing through the BSA E-Filing System satisfies both federal and Florida requirements at the same time",
    "No — a separate report must be sent to the Florida Office of Financial Regulation within 30 days",
    "Only if you add a note in the SAR narrative section referencing the Florida filing requirement",
    "No — Florida and federal SARs use different forms and must be submitted separately"
  ],
  "correct_answer": "Yes — one filing through the BSA E-Filing System satisfies both federal and Florida requirements at the same time",
  "correct_response": "Correct. One SAR filed through the BSA E-Filing System satisfies both federal and Florida requirements simultaneously. You do not need to file a second report with the Florida Office of Financial Regulation.",
  "incorrect_response": "One SAR filed through the BSA E-Filing System covers both federal and Florida requirements at the same time. No second filing is needed. The submission automatically counts as filing with the Florida Office of Financial Regulation.",
  "unsure_response": null,
  "question_bank": [
    {
      "question_text": "You entered a transaction by mistake in the Florida check cashing database. How long do you have to void it?",
      "options": [
        "1 calendar year from the original submission date",
        "45 calendar days from the original submission date",
        "30 days from when you discover the error",
        "Until the end of the current business quarter"
      ],
      "correct_answer": "1 calendar year from the original submission date",
      "correct_response": "Correct. A transaction entered entirely in error can be voided within 1 calendar year of the original submission date. The 45-day deadline applies when a transaction has incorrect field data that needs to be corrected — a different situation.",
      "incorrect_response": "You have 1 calendar year from the original submission date to void a transaction entered entirely in error. The 45-day deadline is for correcting a transaction that has wrong information in it — that's different from voiding one that shouldn't have been entered at all.",
      "unsure_response": null
    },
    {
      "question_text": "What must happen before Rapido Facil Exchange Co. can restart check cashing after the bank account closes?",
      "options": [
        "The BSA/AML Compliance Officer must provide written confirmation that a replacement account is active and the Florida Office of Financial Regulation has been notified",
        "You open a new account at any bank and notify the Florida Office of Financial Regulation yourself",
        "You wait 30 days to allow the old account to be officially closed before starting a new one",
        "You get verbal confirmation from the BSA/AML Compliance Officer that a new account is being arranged"
      ],
      "correct_answer": "The BSA/AML Compliance Officer must provide written confirmation that a replacement account is active and the Florida Office of Financial Regulation has been notified",
      "correct_response": "Correct. Operations can only restart after the BSA/AML Compliance Officer provides written confirmation. Verbal confirmation or opening an account yourself is not enough — written confirmation from the BSA/AML Compliance Officer is required.",
      "incorrect_response": "Before check cashing can restart, the BSA/AML Compliance Officer must provide written confirmation that a replacement account is active and the Florida Office of Financial Regulation has been notified. Verbal confirmation is not enough. You cannot restart operations on your own — the written confirmation from the BSA/AML Compliance Officer is required.",
      "unsure_response": null
    }
  ],
  "enrichment_content": "<p><strong>SAR filing:</strong> One SAR filed through the <strong>BSA E-Filing System</strong> satisfies both federal and Florida requirements at the same time — no second filing needed.</p><p><strong>Database error deadlines:</strong></p><ul><li>Transaction entered by mistake: <strong>void within 1 calendar year</strong></li><li>Transaction with wrong field data: <strong>amend within 45 calendar days</strong></li></ul><p>After either deadline passes, the record cannot be changed — so report errors immediately.</p>"
}