{
  "body_html": "<h2>Compliance Policy Statement</h2>\n<p><strong>Advanced Compliance Technology, Inc.</strong> maintains a written <strong>compliance program</strong>.</p>\n<p><strong>Scope of the program:</strong></p>\n<p>The compliance program applies to all services you provide, including <strong>check cashing, money transmission, payment instrument sales, foreign currency exchange</strong>. Each service you perform under <strong>check cashing, money transmission, payment instrument sales, foreign currency exchange</strong> must follow this program.</p>\n<p><strong>What you must do with every transaction:</strong></p>\n<p>Every transaction you process must conform to the <strong>compliance program</strong>. This is mandatory.</p>\n<ul>\n<li>This applies to each transaction you handle.</li>\n<li>It applies across all services listed under <strong>check cashing, money transmission, payment instrument sales, foreign currency exchange</strong>.</li>\n<li>It applies every time — not some of the time, but every time you process a transaction.</li>\n</ul>\n<p>You do not have discretion to skip this requirement. Every transaction must conform.</p>\n<p><strong>Who manages the program:</strong></p>\n<p>The <strong>BSA/AML Compliance Officer</strong> manages the <strong>compliance program</strong> and its documentation. The <strong>BSA/AML Compliance Officer</strong> is responsible for:</p>\n<ul>\n<li>Maintaining the written compliance program</li>\n<li>Maintaining all compliance program documentation</li>\n</ul>\n<p>All records for this program are kept and managed by the <strong>BSA/AML Compliance Officer</strong>.</p>",
  "narration_text": "Advanced Compliance Technology, Inc. maintains a written compliance program.\r\n\r\nScope of the program:\r\n\r\nThe compliance program applies to all services you provide, including check cashing, money transmission, payment instrument sales, foreign currency exchange. Each service you perform under check cashing, money transmission, payment instrument sales, foreign currency exchange must follow this program.\r\n\r\nWhat you must do with every transaction:\r\n\r\nEvery transaction you process must conform to the compliance program. This is mandatory.\r\n\r\nThis applies to each transaction you handle.\r\nIt applies across all services listed under check cashing, money transmission, payment instrument sales, foreign currency exchange.\r\nIt applies every time — not some of the time, but every time you process a transaction.\r\n\r\nYou do not have discretion to skip this requirement. Every transaction must conform.\r\n\r\nWho manages the program:\r\n\r\nThe BSA/AML Compliance Officer manages the compliance program and its documentation. The BSA/AML Compliance Officer is responsible for:\r\n\r\nMaintaining the written compliance program\r\nMaintaining all compliance program documentation\r\n\r\nAll records for this program are kept and managed by the BSA/AML Compliance Officer."
}