{
  "body_html": "<h2>Check Cashing Operational Requirements</h2>\n<p>File a <strong>SAR</strong> through the <strong>BSA E-Filing System</strong> for any suspicious check cashing activity. One submission satisfies both federal and Florida <strong>Office of Financial Regulation</strong> requirements.</p>\n<p>You are the designated administrator for the Florida check cashing database. Keep all database data confidential. Do not share it with any third party. You may disclose it only in response to a court order, a regulatory examination, or other legal process. Unauthorized disclosure creates <strong>personal liability</strong>.</p>\n<p><strong>To void a transaction entered in error:</strong></p>\n<ol>\n<li>Locate the original transaction by <strong>confirmation number</strong>.</li>\n<li>Initiate the void function.</li>\n<li>Document the reason for the void.</li>\n<li>Retain the void record and supporting documentation in the transaction file.</li>\n</ol>\n<p>You must complete the void within <strong>1 calendar year</strong> of the original submission date. This deadline is absolute.</p>\n<p><strong>To amend a transaction with incorrect data:</strong></p>\n<ol>\n<li>Access the transaction by <strong>confirmation number</strong>.</li>\n<li>Enter the corrected values.</li>\n<li>Document what was changed and why.</li>\n<li>Retain both the original confirmation and the amendment confirmation in the transaction file.</li>\n</ol>\n<p>You must complete the amendment within <strong>45 calendar days</strong> of submission. Missing this deadline leaves the incorrect data as the permanent record.</p>\n<p>Advanced Compliance Technology, Inc. must maintain a <strong>commercial depository account</strong> at a federally insured institution. The account must be held in the company's licensed legal name. Only signatories listed in the <strong>corporate resolution</strong> may transact on the account.</p>\n<p>If the depository account closes or becomes unavailable:</p>\n<ol>\n<li>Suspend check cashing operations immediately.</li>\n<li>Notify the Florida <strong>Office of Financial Regulation</strong> within <strong>5 days</strong>.</li>\n<li>Do not resume operations until a replacement account is active at a federally insured institution, the Florida Office of Financial Regulation is notified, and transaction settlement capability is restored.</li>\n</ol>\n<p>Each licensed location must have either a <strong>CCTV system</strong> covering the transaction area or a <strong>bullet-resistant partition</strong> between tellers and customers. Retain CCTV recordings for at least <strong>30 days</strong>. Produce recordings upon request from law enforcement or the Florida Office of Financial Regulation.</p>",
  "narration_text": "File a SAR through the BSA E-Filing System for any suspicious check cashing activity. One submission satisfies both federal and Florida Office of Financial Regulation requirements.\r\n\r\nYou are the designated administrator for the Florida check cashing database. Keep all database data confidential. Do not share it with any third party. You may disclose it only in response to a court order, a regulatory examination, or other legal process. Unauthorized disclosure creates personal liability.\r\n\r\nTo void a transaction entered in error:\r\nLocate the original transaction by confirmation number.\r\nInitiate the void function.\r\nDocument the reason for the void.\r\nRetain the void record and supporting documentation in the transaction file.\r\n\r\nYou must complete the void within 1 calendar year of the original submission date. This deadline is absolute.\r\n\r\nTo amend a transaction with incorrect data:\r\nAccess the transaction by confirmation number.\r\nEnter the corrected values.\r\nDocument what was changed and why.\r\nRetain both the original confirmation and the amendment confirmation in the transaction file.\r\n\r\nYou must complete the amendment within 45 calendar days of submission. Missing this deadline leaves the incorrect data as the permanent record.\r\n\r\nAdvanced Compliance Technology, Inc. must maintain a commercial depository account at a federally insured institution. The account must be held in the company's licensed legal name. Only signatories listed in the corporate resolution may transact on the account.\r\n\r\nIf the depository account closes or becomes unavailable:\r\nSuspend check cashing operations immediately.\r\nNotify the Florida Office of Financial Regulation within 5 days.\r\nDo not resume operations until a replacement account is active at a federally insured institution, the Florida Office of Financial Regulation is notified, and transaction settlement capability is restored.\r\n\r\nEach licensed location must have either a CCTV system covering the transaction area or a bullet-resistant partition between tellers and customers. Retain CCTV recordings for at least 30 days. Produce recordings upon request from law enforcement or the Florida Office of Financial Regulation."
}