{
  "body_html": "<h2>Introduction and Program Scope</h2>\n<p>Every check cashing transaction you process must follow Advanced Compliance Technology, Inc.'s AML/CFT Program. There are no exceptions.</p>\n<p>Two sets of rules apply to every transaction: federal rules and Florida state rules. Both apply at the same time. When they conflict, follow the stricter one. You must follow both — not just one.</p>\n<p>Advanced Compliance Technology, Inc. holds a <strong>{{license_type}}</strong> license to provide <strong>check cashing, money transmission, payment instrument sales, foreign currency exchange</strong>. That license creates requirements on every transaction you process. You must:</p>\n<ul>\n<li>Stay within transaction limits.</li>\n<li>Verify the customer's identification as required.</li>\n<li>Apply restrictions on certain check types.</li>\n</ul>\n<p>These steps are not optional. They apply every time, on every transaction.</p>\n<p>If a transaction seems unusual, or you are not sure what to do:</p>\n<ol>\n<li>Stop before you complete the transaction.</li>\n<li>Tell your supervisor or the <strong>BSA/AML Compliance Officer</strong>.</li>\n<li>Do not try to handle it yourself.</li>\n</ol>\n<p>The <strong>BSA/AML Compliance Officer</strong> decides what to do in those situations. That decision is not yours to make.</p>\n<p>Skipping or delaying that escalation is a compliance failure. It does not matter how the transaction turns out. You and Advanced Compliance Technology, Inc. can face legal penalties if you do not follow this process.</p>",
  "narration_text": "Every check cashing transaction you process must follow Advanced Compliance Technology, Inc.'s AML/CFT Program. There are no exceptions.\r\n\r\nTwo sets of rules apply to every transaction: federal rules and Florida state rules. Both apply at the same time. When they conflict, follow the stricter one. You must follow both — not just one.\r\n\r\nAdvanced Compliance Technology, Inc. holds a {{license_type}} license to provide check cashing, money transmission, payment instrument sales, foreign currency exchange. That license creates requirements on every transaction you process. You must:\r\n\r\nStay within transaction limits.\r\nVerify the customer's identification as required.\r\nApply restrictions on certain check types.\r\n\r\nThese steps are not optional. They apply every time, on every transaction.\r\n\r\nIf a transaction seems unusual, or you are not sure what to do:\r\n\r\nStop before you complete the transaction.\r\nTell your supervisor or the BSA/AML Compliance Officer.\r\nDo not try to handle it yourself.\r\n\r\nThe BSA/AML Compliance Officer decides what to do in those situations. That decision is not yours to make.\r\n\r\nSkipping or delaying that escalation is a compliance failure. It does not matter how the transaction turns out. You and Advanced Compliance Technology, Inc. can face legal penalties if you do not follow this process."
}