{
  "question_text": "A transaction seems unusual and you are not sure what to do. What must you do?",
  "options": [
    "Stop and tell your supervisor or the BSA/AML Compliance Officer",
    "Finish the transaction and report it later",
    "Decide on your own whether it is okay to continue",
    "Decline the transaction without explanation"
  ],
  "correct_answer": "Stop and tell your supervisor or the BSA/AML Compliance Officer",
  "correct_response": "Correct. When something seems unusual or you are not sure, stop and tell your supervisor or the BSA/AML Compliance Officer. Do not try to handle it yourself.",
  "incorrect_response": "When a transaction seems unusual, you must stop and tell your supervisor or the BSA/AML Compliance Officer — before finishing the transaction. Do not try to handle it on your own.",
  "unsure_response": null,
  "question_bank": [
    {
      "question_text": "Advanced Compliance Technology, Inc. holds a {{license_type}} license to provide check cashing, money transmission, payment instrument sales, foreign currency exchange. What does that mean for every transaction you process?",
      "options": [
        "You must check customer ID, stay within transaction limits, and follow restrictions on certain check types — every time",
        "You only need to check ID on large transactions",
        "Transaction limits only apply when federal rules require it",
        "Check restrictions only apply to checks over a certain amount"
      ],
      "correct_answer": "You must check customer ID, stay within transaction limits, and follow restrictions on certain check types — every time",
      "correct_response": "Correct. All three steps are required on every transaction — there are no exceptions based on size or check type.",
      "incorrect_response": "Your {{license_type}} license requires three steps on every transaction: check customer ID, stay within transaction limits, and follow check restrictions. These apply every time — not just on large transactions.",
      "unsure_response": null
    },
    {
      "question_text": "Federal rules and Florida state rules both apply to your transactions. When they say different things, which one do you follow?",
      "options": [
        "The stricter one — always",
        "The federal rule — it always wins",
        "The Florida rule — it applies in your state",
        "Whichever one is easier to follow"
      ],
      "correct_answer": "The stricter one — always",
      "correct_response": "Correct. When federal rules and Florida rules say different things, always follow the stricter one.",
      "incorrect_response": "When the two sets of rules conflict, follow the stricter one — always. The federal rule does not automatically win, and neither does the Florida rule.",
      "unsure_response": null
    }
  ],
  "enrichment_content": "<p><strong>Three things to remember:</strong></p><ul><li>Follow all the rules on every transaction — federal rules and Florida rules both apply. When they conflict, follow the stricter one.</li><li>Check customer ID, stay within transaction limits, and follow check restrictions every time — no exceptions.</li><li>If something seems unusual or you are not sure, stop and tell your supervisor or the BSA/AML Compliance Officer. Do not try to handle it yourself. Skipping that step is a violation.</li></ul>"
}