{
  "question_text": "If you find a problem with Advanced Compliance Technology, Inc.'s compliance program, how quickly do you need to tell the owner?",
  "options": [
    "Within five business days",
    "Within thirty days",
    "At the next quarterly meeting",
    "By the end of the year"
  ],
  "correct_answer": "Within five business days",
  "correct_response": "Right. When you find a problem, you need to tell the owner within five business days. That's the rule no matter how you found the problem.",
  "incorrect_response": "When you find a problem, you need to tell the owner within five business days. You can't wait for the next quarterly meeting or let a month go by.",
  "unsure_response": null,
  "question_bank": [
    {
      "question_text": "After you tell the owner about a compliance problem, what do you need to do until the problem is fully fixed?",
      "options": [
        "Track the problem until it is fully resolved",
        "Wait for the independent auditor to confirm the problem is closed",
        "File a report with the state regulator describing the issue",
        "Stop any related business operations until the problem is corrected"
      ],
      "correct_answer": "Track the problem until it is fully resolved",
      "correct_response": "Correct. You need to track every problem until it is fully resolved. You also include a status update on open problems in each quarterly report to the owner.",
      "incorrect_response": "After telling the owner, you need to track the problem until it is fully resolved. You can't close it out until it is actually fixed, and you include a status update in each quarterly report.",
      "unsure_response": null
    },
    {
      "question_text": "As BSA/AML Compliance Officer, who do you report to directly?",
      "options": [
        "The owner",
        "The company's external auditor",
        "The state licensing agency",
        "Senior management"
      ],
      "correct_answer": "The owner",
      "correct_response": "Correct. You report directly to the owner. No one can stop you from bringing a compliance concern to the owner.",
      "incorrect_response": "You report directly to the owner — not to management, not to auditors, and not to regulators. No one can block you from going directly to the owner with a compliance concern.",
      "unsure_response": null
    }
  ],
  "enrichment_content": "<p><strong>Your main obligations as BSA/AML Compliance Officer:</strong></p><ul><li>Give the owner a <strong>written report four times a year</strong> covering how the program is working and any open problems.</li><li>When you find a problem, tell the owner within <strong>five business days</strong>.</li><li><strong>Track every open problem</strong> until it is fully fixed.</li><li>You report directly to the owner — <strong>no one can stop you</strong> from bringing a concern to them.</li></ul>"
}