{
  "question_text": "How many days do you have to notify the OFR if Advanced Compliance Technology, Inc. loses access to its bank account?",
  "options": [
    "5 business days",
    "30 calendar days",
    "10 calendar days",
    "7 business days"
  ],
  "correct_answer": "5 business days",
  "correct_response": "If Advanced Compliance Technology, Inc. loses access to its bank account, you must notify the OFR within 5 business days. This is a shorter deadline than the usual 30 days because losing the bank account affects the company's ability to operate.",
  "incorrect_response": "Bank account loss has a short, special deadline — just 5 business days. Most other events give you 30 days, but this one is different because the company cannot operate properly without its bank account.",
  "unsure_response": null,
  "question_bank": [
    {
      "question_text": "How must you send each notification to the OFR?",
      "options": [
        "By registered mail",
        "By email",
        "By fax",
        "By telephone with a written follow-up"
      ],
      "correct_answer": "By registered mail",
      "correct_response": "Every OFR notification must be sent by registered mail. You also need to keep a copy of the letter and the mailing receipt for at least 5 years.",
      "incorrect_response": "Notifications must go by registered mail — not email, fax, or phone. Registered mail creates a record that proves you sent the letter on time.",
      "unsure_response": null
    },
    {
      "question_text": "If you think something at Advanced Compliance Technology, Inc. might need to be reported to the OFR, what should you do?",
      "options": [
        "Tell the BSA/AML Compliance Officer right away",
        "Wait to see whether the situation gets worse before saying anything",
        "Report directly to the OFR yourself",
        "Ask a coworker whether it seems important enough to report"
      ],
      "correct_answer": "Tell the BSA/AML Compliance Officer right away",
      "correct_response": "If you think something might need to be reported, tell the BSA/AML Compliance Officer right away. It is always better to report early than to miss a deadline.",
      "incorrect_response": "Always tell the BSA/AML Compliance Officer right away when you see something that might need reporting. Waiting or going around the BSA/AML Compliance Officer can cause the company to miss a required deadline.",
      "unsure_response": null
    }
  ],
  "enrichment_content": "<p><strong>Key point:</strong> Advanced Compliance Technology, Inc. must send written notices to the OFR when certain things happen. Most events give you 30 days. Losing the bank account gives you only 5 business days. Always use registered mail and keep a copy of the letter and the receipt for at least 5 years.</p>"
}